Elect supplemental accident coverage for peace of mind. This coverage provides a benefit payment after a covered accident that results in specific injuries and treatments (e.g., stitches, X-rays, emergency room treatment). This plan also includes accidental death and dismemberment coverage.Critical Illness Plan
This voluntary benefit plan offers extra financial protection if a colleague or their covered family member is newly diagnosed with a significant illness, such as multiple sclerosis, cancer, type one diabetes and other conditions.
Dental Coverage
To promote good dental and overall health, we offer a choice of national dental plans through Delta Dental of Massachusetts.
Expert Medical Opinion Service
Connect with leading doctors through 2nd.MD for their expert opinion on your health status — without leaving the comfort of home. Consider this company-paid service when you want a virtual consultation or second opinion on your diagnosis or treatment plan.
Fertility, Pregnancy & Parenting Support
Ovia Health provides personalized support from tracking your cycle to navigating early parenting. You can use a suite of apps based on where you are on your parenting journey (planning, pregnancy or parenting). Premium features, such as symptom tracking, clinical modules and more, are also available.
Hospital Indemnity Plan
Offset hospital expenses with this voluntary benefit from Voya. The plan pays you an initial benefit when admitted and then transitions to a lower benefit amount for the entire hospital stay up to 30 days (amounts vary based on the type of hospitalization and length of stay).
IMPACT Cancer Care Program
The IMPACT Cancer Care Program provides company-paid personalized support for employees and dependents facing a cancer diagnosis or with a family history of cancer. Services include clinical trial support, advanced testing, family cancer risk assessment and more.
Medical Plans
Thermo Fisher offers a choice of 3 national medical plans administered by UnitedHealthcare (UHC) — a higher cost PPO plan with lower deductibles and out-of-pocket maximums, and two lower cost High Deductible Health Plans (HDHP). Our Basic and Core HDHPs provide the opportunity to save money and receive company-paid contributions (in addition to your own) into a Health Savings Account (HSA). All of our national medical plans include prescription drug coverage from Express Scripts. Colleagues in certain locations may also be eligible for regional medical and prescription drug coverage, including Kaiser, Quartz and UPMC.
Prediabetes & Diabetes Management
The Omada program helps eligible individuals lose weight and get healthier. This program includes digital health coaching, a smart scale and other tools and resources to help you combat prediabetes. Those with diabetes can manage their condition more easily and save money with a program provided by Livongo. If eligible, get a connected meter, online resources, coaching and unlimited strips at no cost to you.
Spending & Savings Accounts
We offer an HSA, HRA and three types of Flexible Spending Accounts (FSAs), administered by Smart-Choice. These accounts allow you to pay for out-of-pocket medical expenses, save on taxes, save for retirement, and support your family’s health.
Virtual Visits
Seeing a doctor is convenient and confidential with virtual visits. UHC plan participants can visit the UHC member site to schedule a virtual visit. A wide range of treatments and therapies can be provided. Many providers can also prescribe some medications and have them sent to your local pharmacy.
Vision Coverage
Thermo Fisher’s comprehensive vision plan, administered by EyeMed Vision Care, provides convenient access to a nationwide network of providers. Coverage includes exams, contacts, lenses and frames, and additional benefits for diabetics.
